The platform
Investor & Co replaces the spreadsheet, the deck, the risk memo and the investor list with a single structured file. The sponsor enters data once; every downstream output is derived, explained and auditable.
The sponsor answers a structured intake. The platform produces the executive summary, business model, market view, competition, SWOT and investment thesis in institutional language.
A deterministic engine builds the projection: revenue build-up, margins, opex, depreciation, tax, debt service and free cash flow across the chosen horizon.
Country, market, execution, financial and ESG exposures are scored separately, weighted and consolidated into a transparent composite score with documented drivers.
Repayment capacity, leverage and coverage translate into indicative debt capacity, tenor, pricing and the covenant package a lender would require.
Sector, geography, stage, ticket size and instrument are matched against investor mandates. Every score is explained, so outreach is evidenced rather than speculative.
A permissioned data room per project with categorised documents, private storage and a full activity trail for every action taken on the file.
A complete memorandum is generated from the same data, transaction overview, sponsor, market, financials, risk, structure and exit, ready for institutional distribution.
From indicative interest to closing: decisions, conditions and comments are recorded against the project so the transaction history stays auditable.
Once financed, the same file becomes the monitoring record: completeness, grade migration, coverage and activity across the whole portfolio.
How it runs
Creating a project triggers the full chain automatically: model, risk grade, credit view, memorandum and ranked investor matches. Change an assumption and the entire dossier is recomputed with a new entry in the activity trail.
Intake
Structured questions on company, project, geography and financing need.
Model
Deterministic projection with NPV, IRR, payback and coverage.
Risk
Weighted composite score with an internal grade from CCC to AA.
Credit
Indicative debt capacity, tenor, pricing and covenants.
Memorandum
Institutional memorandum drafted from the same figures.
Matching
Ranked investors with an explained score per mandate.
